Lanyrde · Illustrative sample
Certificate of insurance (COI) sample report
Certificate dates and comparison findings
Know where every vendor's insurance stands. This fictional example shows HOA managers, contractors, and event planners how Lanyrde compares a vendor's certificate with saved requirements and shows who needs a follow-up.
Findings
Each item shows a fictional requirement, certificate detail, and comparison status.
| Item | Details |
|---|---|
| Auto liability CSL · Budget Roofing Co. | Matches sample requirement CSL $1,000,000 meets the required $1,000,000. |
| General liability · Each occurrence | Below sample requirement $500,000 is below the required $1,000,000. |
| General liability · Additional insured | Not shown on sample certificate Required, but not evidenced on the example certificate. |
| Umbrella coverage | Not found on sample certificate Required coverage was not found on the example certificate. |
| Workers’ compensation | Expiring soon Expires in 21 days; renewal requested. |
| Auto liability · Example Vendor Alpha LLC · EXAMPLE-AUTO-001 | Date follow-up The certificate lists an expiration date of September 30, 2026. It ends three days before the sample review date of October 3, 2026. Confirm policy status with the broker or insurer; the certificate date alone does not prove the policy lapsed. |
| General liability · Example Vendor Beta LLC · EXAMPLE-GL-002 | Below sample requirement The hypothetical sample-project requirement is $1,000,000 per occurrence. The certificate shows $500,000, which is $500,000 below the sample requirement. |
The $1,000,000 threshold is hypothetical for this sample project only. Coverage requirements vary; this example is not a universal standard or an insurance determination.